The Research Design Associates Blog

Barter is simply the trading of goods or services for other goods or services with no cash involvement. To promote bartering and make it easier for companies to interact, barter exchanges were established. These systems enable bartering to be taken to a new level by offering "barter credits" which are used like cash within that specific network. When you "sell" something you get paid in barter credits which you can then use to "pay" for something from another vendor if necessary or bank until needed at a future time.

Think of the most painful, physical experience you could ever imagine… (Giving birth? Passing kidney stones? ) and most times, you will find that experience minor compared to making a loan application. While filling out the endless forms is a lot of work, it's not really hard. Once you understand the “new banking game”, the process becomes quite easy. The secret is to start with the end result and work your way backwards. Your “destination” is your loan approval. Your loan officer wants to make sure you can get there by paying your loan off as it comes due. You can either make them dig through endless, unorganized documents that you grudgingly brought in OR you can impress them by showing that you understand the process and by giving them what they need in an orderly format.